Privacy Policy and Disclaimer for https://www.allonmoney.com/ (Update in July’23)

Who we are

Our website address is: https://www.allonmoney.com/ hereby referred to as We or AllOnMoney

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact/Comment Forms

Through comments/forms present on multiple pages of this blog, users reach us by submitting their queries. And we make use of contact details collected through these forms by replying to their E-mail-IDs and contact numbers.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Occasionally, the data we collect is shared with our business partners or partners. Refer below section (Acceptance of Services & Registration) on this page

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitors approved comments may be checked across the site pages/posts.

Our contact information

For any queries, you may reach us by E-mailing on admin@allonmoney.com

Trademarks and Content Privacy

Unless otherwise stated, trademarks and logos appearing on this site are the property of www.allonmoney.com. You agree not to use any framing techniques to enclose any trademark or logo or other proprietary information of www.allonmoney.com. Any infringement shall be vigorously defended and pursued to the fullest extent permitted by law.

All the articles are copy righted and should not be copied or republished (even in another language) without author’s permission . You are welcome to use short quotes from www.allonmoney.com in your website or blog as long as proper credit is given.

We take plagiarism very seriously. If we discover a website or blog republishing our website content illegally, we will file a formal DMCA complaint with their advertising partners (like Google AdSense) and the abuse department of their web hosting company. This website (allonmoney.com) does not collect personally identifiable information from your computer when you browse the site.When users request a page from our site, our servers log the users current IP address. We use IP addresses to help diagnose problems. We do not link IP addresses to any personally identifiable information about you.

Data Protection

We are not in the business of selling email addresses or mobile numbers of any of our members/readers or clients to any third party. You are solely responsibile for your credentials security outside our websites. Please do not disclose your username/password with anyone. We use WordPress, so anything which is internal to wordpress is not our responsibility.

Internal Use

We will not be using the internal database for our own personal usage like sending newsletters, updates about products and contacting for internal purpose unless requested and approved by the user in written via E-mail.

As we update, improve and expand our blog, this policy may change, so please refer back to it periodically.

LINKS TO THIRD PARTY SITES / AD-SERVERS

This website may contain links to other websites or resources. The company does not have control over these third-party websites or resources. Therefore, you acknowledge and agree that the company is not responsible for the availability of these external sites or resources. The company does not endorse and is not liable for any content, advertising, products, or materials found on or through these sites or resources. Additionally, the company shall not be held responsible for any damage or loss allegedly caused by or related to the use of or reliance on any content, goods, or services obtained from these sites or resources. It is your own risk to interact with any third party accessed through this website, and the company will not be liable for any actions, mistakes, representations, warranties, breaches, or negligence of these third parties. The company will also not be liable for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with these third parties.

Any personally identifiable information provided by you will not be considered as sensitive if it is freely available and / or accessible in the public domain like any comments, messages, blogs, scribbles available on social platforms like facebook, twitter etc.

UPDATES / CHANGES

The internet is an ever evolving medium. We may alter our privacy policy from time to time to incorporate necessary changes in technology, applicable law or any other variant. In any case, we reserve the right to change (at any point of time) the terms of this Privacy Policy or the Terms of Use. Any changes we make will be effective immediately on notice. Your use of this website after such notice will be deemed acceptance of such changes. We may also make reasonable efforts to inform you via electronic mail. In any case, you are advised to review this Privacy Policy periodically on allonmoney.com to ensure that you are aware of the latest version.

QUESTIONS / GRIEVANCE REDRESSAL

Redressal Mechanism: Any complaints, abuse or concerns with regards to the processing of information provided by you or breach of these terms shall be immediately informed to the site administrator through email to admin@allonmoney.com

We request you to please provide the following information in your complaint:-

a) Identification of the information provided by you;
b) Clear statement as to whether the information is personal information or sensitive personal information;
c) Your address, telephone number or e-mail address;
d) A statement that you have a good-faith belief that the information has been processed incorrectly or disclosed without authorization, as the case may be;
e) A statement, under penalty of perjury, that the information in the notice is accurate, and that the information being complained about belongs to you;
f) You may also contact us in case you have any questions / suggestions about the Privacy Policy using the contact information mentioned above.

We shall not be responsible for any communication, if addressed, to any non-designated person in this regard.

Disclaimer

BY USING THIS WEB SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEB SITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED AS IS, WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL allonmoney.com BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED Web SITE, EVEN IF allonmoney.com OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This Web site is intended to assist readers by providing financial data, resources and editorial information on financial products. allonmoney.com will not be responsible for any errors or omissions in the Materials or information provided on this Web site, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Web site or in a hyperlinked site.

This Web site provides information and advice based on our personal research. While allonmoney.com believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. All information and advice given on this Web site is intended only to assist you with saving money. However, by nature such information is broad in scope. Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, allonmoney.com recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Web site. Any reliance by you on any information or advice will be at your own risk.

Acceptance of Services & Registration

By using our website form/services, you give consent for our company to share your information with our third-party partners, affiliate, group companies, or authorized agents (hereby referred to as “Business Partners”) on their website or mobile application. This is necessary for joint marketing efforts, providing various services, generating reports, and offering value-added services related to the services you have selected. You also agree to receive communications via email, telephone, and/or SMS from these business partners. These communications may include SMS, Whatsapp messages, updates, information, promotional emails, and product announcements related to the services and ancillary services. Even if your mobile number is registered under the DND/NCPR list, you agree to receive all communications at the provided mobile number. To facilitate this, you authorize AllOnMoney to share and disclose your information with any business partners. These partners offers a range of financial services such as loans, credit cards, insurance, bank guarantee, project finance, and investment services for mutual funds and other products/services. Additionally, these partners may also provide ancillary services, including credit check services and accessing your information from third party sites like banks, in relation to the services you choose. These services are provided with reasonable effort, and you agree that your participation in availing these services is voluntary and based on your consent.

By using AllOnMoney’s website, you acknowledge that any personal information shared with business partners in any form, is your responsibility to keep your password confidential. Your password, along with your Login ID (if applicable), is necessary to access the Service. This information, along with any contact information you provide, constitutes your Registration Information. You are accountable for safeguarding your Login ID and password, as well as limiting access to your computer. You are also responsible for any activity that occurs through your account or password. To ensure your account’s security, we recommend that you log out at the end of each session. If you suspect any unauthorized use of your account or a security breach, notify the Company immediately. The Company cannot be held liable for any unauthorized access or use unless it is directly attributable to the Company.